ZenTreasury is a Finnish SaaS fintech that designs, develops and delivers IFRS 16 lease accounting software and treasury management solutions. We serve mid-market and enterprise companies by streamlining lease accounting and reporting in compliance with IFRS 16, while automating cash flow management, currency risk management, liquidity management and bank connectivity.
Our cloud-based software and related services optimize clients' finance and accounting processes, delivering significant cost savings through digitalization and automation. A trusted partner to leading companies across real estate, industrial, retail, construction, logistics and service sectors worldwide.
Since 2016
Building for the Office of the CFO
Privately owned, founder-led
Independent and built for long-term growth
Profitable growth
Capital-efficient
Two hubs, two entities
ZenTreasury Oy (Helsinki) and ZenTreasury Technologies Ltd (Dubai, DIFC)
IFRS 16, independently reviewed
By an international audit firm
EU data residency
GDPR compliant, with a CSA STAR self-assessment
Global reach
Built for the Office of the CFO, worldwide.
Our focus markets span North America, Europe, the Middle East, Asia, Southern Africa and Australia and New Zealand, run from offices in Helsinki and Dubai.
Focus markets
Offices: Helsinki & Dubai
Helsinki, Finland
ZenTreasury Oy
Business ID: 2762104-2
Itämerenkatu 3
00180 Helsinki
Finland
Dubai, UAE
ZenTreasury Technologies Ltd
Commercial License: CL7292
FinTech Hive, Gate Avenue
DIFC, Dubai
United Arab Emirates
What we do.
Lease accounting
IFRS 16 lease accounting, disclosure support and contract lifecycle control.
Corporate treasury
Cash, debt, FX, guarantees and financial-contract visibility.
Contract accounting
One structured data layer from agreement to journal, report and audit trail.
Why ZenTreasury is different.
IFRS-first
Built for IFRS from day one, with a data model ready for evolving reporting requirements including IFRS 18.
One engine, every contract
Leases and treasury on one contract-first data layer, not stitched-together modules.
Independently reviewed
IFRS 16 methodology independently reviewed by an international audit firm.
Auditor-verifiable by design
Every figure traces back to its contract inputs and exports for your auditor to check.
Listed and mid-market IFRS reporters across Europe and the Middle East rely on ZenTreasury for financial contract accounting and compliance.
IFRS 16 independently reviewedEU data residencyGDPRCSA STARTLS 1.3
Where we're going.
Our vision is to be the leading platform for treasury and lease accounting, setting the standard for excellence, innovation and customer satisfaction. We envision a future where organizations of all sizes and industries can use advanced technology to transform their treasury operations, gain real-time insights and make data-driven decisions with confidence.
By continuously investing in research and development, forging strategic partnerships and staying at the forefront of technology, we aim to change how enterprises manage treasury and lease accounting worldwide.